LOOKING TO THE FUTURE

This month I decided to participate in The B Bar’s blogger link up. I thought this would be a good opportunity to network with other bloggers and the idea of a link up seems fun.  So here goes nothing!

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The future. Those are some pretty scary words. We’re always told to “live in the moment” but at the same time to prepare for our future. Whoever started each idea did not coordinate with one another because it’s kind of hard to do both. Unless you have zero financial troubles one will always push the other aside. In theory living in the moment seems like the best advice you can give someone, but is it actually realistic?

I would love to be one of those people who has no cares in the world and are ready to do things at a moments notice. Unfortunately I’m not. I plan, and then I plan again and then I over-plan that plan. But I am not a type A person. You’re probably confused now.  I don’t consider myself type A since my room looks like two twin tornados went through it. I do my best to keep it neat but I’m beginning to think it’ll never happen. I did take a quiz once and I got neither Type A or Type B, which might explain it all.

But back to my planning. Ask Bill, he calls me his secretary because I just love planning weeks out in advance. Which also translates to the real future, not just the next weekend. Maybe it’s because I grew up with a dad in finance, or because I also went into finance, but to me the future is all about security. Can you purchase that new house? Can you send your two kids to college? Can you comfortably retire?

As much as we don’t want it to be, the future is in the hands of our present selves. If we start saving now, life later on will be a lot easier. So what am I doing for my future? I’m saving. Whether it’s for a house or my retirement I’m trying to ease the pressure of the future by tackling it little by little, day by day.

If I can only give one piece of advice it would be to check if your company has a retirement matching program, because if you’re not utilizing it, you’re just throwing away free money. That is where your savings should be going. When you maxed out that amount, then start thinking about other ventures. But always, always be thinking of the future. Saving to make sure you’re okay if something were to ever happen is the most important thing you can do.

Hey if you’re not one thing then you’re the other, and if you’re not a planner then you’re one day going to wish you were.

Here’s to the future, cheers!

What are you doing for your future? Are you a planner like me or do you let things happen as they go along?

Here is a list of all of the lovely ladies involved in the link up!